Employees in the UAE need to register for the mandatory Unemployment Insurance Scheme, with the deadline set on 30 June.
The unemployment scheme, which launched on 1 January, protects employees with 60% of their monthly salary for up to three months, in the event of them being made redundant.
The scheme has two subscription plans, the first is for individuals receiving a salary lower than Dhs 16,000, where the insurance cost is Dhs 5 per month, and the compensation will not exceed Dhs 10,000 per month. The second is for individuals with a salary over Dhs 16,000, who can receive up to Dhs 20,000 per month, with the insurance cost set at Dhs 10 per month.
Employees that do not subscribe to the scheme will be fined Dhs 400. A fine of Dhs 200 will be given for not paying the premiums within 90 days.
The two main methods of subscribing to the scheme are via the ILOE website or the dedicated app.
To register:
- Click on the 'Subscribe Here' option on the homepage of the website, which will open up a new tab where the user can either select 'Individual' or 'Company'. On the mobile app, users are automatically given the option to select 'Individual' or 'Company'.
- Under the 'Individual' option, users need to register according to which sector they fall under, be it private, federal government or non-registered in MOHRE.
- Users then select the OTP option to register by adding the Emirates ID number and their mobile number.
- After receiving and entering the OTP, information about which subscription plan the user falls into will appear.
- The user then chooses their preferred payment plan, from monthly, quarterly, semi-annual or annual basis.
- After selecting the preferred payment plan and on entering an email address, premiums can be paid through the payment gateway.
- A confirmation email will be sent to the registered email address, with the details on the subscription plan.
Users can then access the portal via the app or the website to see their plan.
Individuals looking for alternative methods to register can do so through Al Ansari Exchange, kiosk machines, telecommunication bills, bank ATMs and apps or service centres.